Valley Cottage ZIP Code List — Rockland County, NY

There is one unique ZIP code in Valley Cottage, New York and it is 10989. Area code: 845.
1
ZIP codes
4.84
sq mi land
0.65
sq mi water
845
area code
Valley Cottage, NY ZIP code map

About Valley Cottage, NY

Valley Cottage is a charming hamlet located in New York, specifically within Rockland County. This small yet vibrant community offers a unique blend of suburban living and natural beauty. Residents enjoy a peaceful atmosphere while being conveniently close to larger urban areas.

Location & geography

Situated in the picturesque region of Rockland County, Valley Cottage spans an area of 4.84 square miles of land and features 0.65 square miles of water. It is located approximately 25 miles north of New York City, providing residents with easy access to urban amenities. Neighboring cities include Nyack, which is about 2 miles away, West Nyack at roughly 3 miles, and the communities of Orangetown and Congers, both close by.

Community & economy

Valley Cottage is characterized by its friendly community and strong local culture, offering a mix of residential neighborhoods and recreational spaces. The area sees various industries, with a focus on retail, hospitality, and service sectors, providing residents with employment opportunities. Daily life in Valley Cottage typically revolves around family-oriented activities, local events, and enjoying the nearby parks and waterfronts.

Transportation

Valley Cottage is conveniently located near major highways, including the New York State Thruway (I-87), ensuring easy travel for commuters and visitors. The nearest airport is Teterboro Airport, located about 20 miles away, which caters to general aviation. For public transit, local bus services connect residents to surrounding towns and cities.

History

Valley Cottage was established in the early 19th century and has evolved significantly over the years. Initially, the region's economy relied heavily on agriculture before transitioning into residential development and retail industries. Notable events in its history include the establishment of local schools and parks that cater to the community's growing population.

Did you know?

One surprising fact about Valley Cottage is that it is home to a historic gristmill that dates back to the 1800s, showcasing the area’s rich industrial past. Additionally, the hamlet offers beautiful views of the Hudson River, making it a hidden gem for nature lovers.

ZIP codes for Valley Cottage, NY (1)
ZIP code City County Map
10989 Valley Cottage Rockland View map

Demographics & statistics

8,651
Population
48.7
Median age
$127,825
Median household income
$62,905
Per capita income
$472,300
Median home value
$1,924
Median monthly rent
88.9%
Home ownership
3.1%
Poverty rate
9.8%
Unemployment
3,209
Housing units
56.8%
Bachelor's or higher

Age distribution

Male Female
138
Under 5
146
170
5–9
179
204
10–14
215
172
15–19
183
235
20–24
248
573
25–34
607
387
35–44
410
654
45–54
693
368
55–59
390
232
60–64
246
665
65–74
704
270
75–84
285
135
85+
142
← Male
Female →

Age summary

GroupCount%
Under 181,31715.2%
18 and over7,33484.8%
65 and over2,20125.4%
Median age48.7 years

Race & ethnicity

White 63.2%
Asian 12.2%
Hispanic or Latino 8.3%
Two or more races 7.9%
Black or African American 7.3%
Other race 1.1%
GroupCount%
White5,96363.2%
Asian1,15512.2%
Hispanic or Latino7808.3%
Two or more races7477.9%
Black or African American6847.3%
Other race1021.1%

Household income

Under $10k 4.3%
$15k–$25k 0.7%
$25k–$35k 2.4%
$35k–$50k 11.3%
$50k–$75k 6.2%
$75k–$100k 11.3%
$100k–$150k 24.6%
$150k–$200k 13.0%
$200k+ 26.3%
Range% of households
Under $10k4.3%
$15k–$25k0.7%
$25k–$35k2.4%
$35k–$50k11.3%
$50k–$75k6.2%
$75k–$100k11.3%
$100k–$150k24.6%
$150k–$200k13.0%
$200k+26.3%
Median income$127,825

Housing

Home values

Under $50k 0.4%
$50k–$100k 0.3%
$100k–$150k 1.3%
$150k–$200k 2.7%
$200k–$300k 7.2%
$300k–$500k 46.1%
$500k–$1M 41.0%
$1M+ 1.0%

Housing overview

MetricValue
Median home value$472,300
Median rent / month$1,924
Owner occupied88.9%
Renter occupied11.1%
Vacant6.5%
Single-family detached66.5%
Large apartment buildings0.6%
Mobile homes0.0%
Median rooms6.5
Avg household size (owned)2.60

Year built

Era%
2020 or later0.0%
2010–20191.1%
2000–20090.2%
1990–19993.9%
1980–198915.6%
1970–197934.8%
1960–196918.7%
1950–195911.0%
1940–19493.5%
1939 or earlier11.1%

Bedrooms

Size% of units
No bedroom (studio)0.0%
1 bedroom12.6%
2 bedrooms21.3%
3 bedrooms25.7%
4 bedrooms30.5%
5+ bedrooms9.9%

Vehicles per household

Vehicles% of households
No vehicle5.1%
1 vehicle28.6%
2 vehicles44.4%
3 or more21.9%

Heating fuel

Fuel type%
Utility gas77.6%
Electricity19.4%
Propane / LP gas1.1%
Fuel oil1.1%
Solar0.7%

Households & families

Household typeCount%
Married-couple family1,98359.2%
Cohabiting couple872.6%
Male householder, no spouse50515.1%
Female householder, no spouse77323.1%
Households with children under 1878623.5%
Households with seniors (65+)1,33840.0%
Average household size2.51

Marital status

StatusMaleFemale
Never married30.8%27.8%
Married62.2%55.2%
Separated0.8%0.2%
Widowed2.3%7.5%
Divorced4.0%9.1%

Education

Less than 9th grade 1.5%
Some HS, no diploma 2.1%
HS graduate 15.7%
Some college, no degree 13.0%
Associate's degree 10.8%
Bachelor's degree 31.7%
Graduate / professional 25.1%
Metric%
HS diploma or higher96.3%
Bachelor's or higher56.8%

School enrollment (ages 3–17)

TypeCount%
Nursery / preschool362.3%
Kindergarten966.1%
Elementary school64940.9%
High school22814.4%
College / grad school57736.4%

Employment

Industry of employment

Education & healthcare 34.0%
Professional & management 13.4%
Arts, food & hospitality 8.2%
Public administration 7.5%
Finance & real estate 7.2%
Other services 5.5%
Retail trade 4.9%
Transportation & utilities 4.4%
Manufacturing 4.3%
Construction 3.9%
Information 3.9%
Wholesale trade 2.9%

Occupation

Category%
Management, business & arts64.9%
Service11.9%
Sales & office17.5%
Natural resources & construction2.9%
Production & transportation2.7%

Employment type

Type%
Private sector71.4%
Government25.4%
Self-employed3.1%
Unpaid family workers0.0%

Commute

Method%
Drive alone68.6%
Carpool7.7%
Public transit4.1%
Walk1.4%
Other means1.2%
Avg commute (minutes)33.1

Poverty

All people 3.1%
Under 18 years 0.0%
18 and over 3.7%
Married-couple families 0.0%
Female-led households 0.0%

Income support

Source% of households
Social Security41.7%
Retirement income34.9%
Supplemental Security2.5%
Cash public assistance4.5%
Food stamps / SNAP3.1%

Health indicators

Condition%
High blood pressure28.9%
High cholesterol33.2%
Heart disease5.7%
Stroke2.6%
Asthma9.0%
Arthritis21.8%
Kidney disease2.7%
Pulmonary disease5.2%
Cancer7.5%
Behavior / access%
Binge drinking15.0%
No physical activity18.5%
Less than 7 hrs sleep27.9%
Fair or poor health9.6%
Poor mental health11.1%
Poor physical health7.8%
No health insurance9.3%
Visited doctor (checkup)79.8%
Visited dentist74.0%
Cholesterol screening93.5%
Teeth loss8.9%

Veterans & disability

VeteransCount%
Civilian veterans3024.1%
Disability%
Any disability10.0%
Under 1811.9%
18–64 years5.9%
65 and over18.9%

Health insurance coverage

Type%
Private insurance82.5%
Public insurance35.3%
Uninsured under 190.0%

Language & origin

Language spoken at home (age 5+)

LanguageCount%
English only8,36796.7%
Spanish6357.6%
Other Indo-European380.5%
Asian & Pacific Islander4175.0%
Other languages1802.2%

Place of birth & citizenship

OriginCount%
Native born (US)6,51875.3%
Born in same state6,47674.9%
Born in different state5,05858.5%
Foreign born420.5%
Naturalized citizen2,13324.7%
Not a US citizen1,70179.7%

Ancestry

AncestryCount%
Italian1,63918.9%
Arab3063.5%
French2603%
AncestryCount%
Irish800.9%
English210.2%
Dutch50.1%

Technology access

Metric% of households
Computer access38.7%
Internet access95.9%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions
What is the ZIP code for Valley Cottage, NY?
Valley Cottage, NY has one ZIP code: 10989.
What is the main ZIP code for Valley Cottage, NY?
The primary ZIP code for Valley Cottage, NY is 10989. The city uses area code 845 for phone service.
What county is Valley Cottage, NY in?
Valley Cottage is located in Rockland County, New York.
How many ZIP codes are in Valley Cottage, NY?
Valley Cottage, NY has 1 ZIP code.
What is the ZIP code for the Valley Cottage area in Rockland County?
Valley Cottage is served by the single ZIP code 10989, which covers this community located in Rockland County, New York.
If I'm mailing a package to a business in Valley Cottage, NY, what ZIP code should I use?
You should use ZIP code 10989 for all mailing addresses in Valley Cottage, New York.
Need the complete New York ZIP code database? Download all NY ZIP codes — Excel, CSV, or Access. Includes lat/lng, county FIPS & timezone.
Download database →